Ripple Labs, a fintech giant, has just closed the book on its nearly five-year battle with the U.S. Securities and Exchange Commission, ending a fight that had become a proxy for the future of cryptocurrency regulation in America. The surprise settlement is being hailed as a landmark victory for the crypto industry and a significant blow to the SEC’s controversial “regulation by enforcement” strategy. By choosing to settle rather than risk having this ruling upheld by a higher court, the SEC has shown the limits of its “regulation by enforcement” playbook: its strategy of creating rules through individual lawsuits instead of issuing clear guidelines for the industry.
Author: Luc Olinga
Published at: 2025-08-09 22:11:32
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