According to the IMF and industry research, such as McKinsey, the addressable base for cross-border activity ranges in the hundreds of trillions of dollars, depending on scope, making even low single-digit penetration material on a one-year to two-year horizon. The most credible catalysts line up in the United States because the GENIUS Act lowers policy risk for payment companies, card partners, and banks that want to issue or distribute stablecoins, while yield on short-term Treasurys continues to make fully reserved tokens economical to hold for working capital and treasury operations. According to the IMF and payments industry analysis, cross-border value processed annually is measured in the hundreds of trillions of dollars, and the mix is migrating to ISO 20022 and data-rich formats that pair well with programmable settlement.
Author: Liam 'Akiba' Wright
Published at: 2025-09-22 22:55:13
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